SEC Registered · SIPC Protected · FINRA Member

Institutional Wealth
Management. For Everyone.

Zorvix gives you the same AI-driven investment strategy used by $50M+ family offices — tax-loss harvesting, factor investing, automatic rebalancing, and retirement optimization — starting from $1.

Start Free — No Minimums See Your Projection

Total Portfolio Value

$284,710

+$38,420 (15.6%) all time

This Year

+11.8%

vs S&P 500: +9.2%

Portfolio Allocation

US Equity (Factor)

45%

+14.2%

International Equity

25%

+7.8%

Fixed Income

15%

+5.1%

Tax Savings

$4,218

Dividends Reinvested

$1,847

What Zorvix Does For You

AI That Grows Your Wealth

Six integrated financial capabilities that work together to maximize your long-term after-tax returns.

AI Portfolio Construction

Factor-based portfolios built around value, momentum, quality, and low volatility — the same systematic strategies used by the world's top quantitative hedge funds. Rebalanced automatically when drift exceeds 3%.

Daily Tax-Loss Harvesting

AI scans your portfolio daily for tax-loss harvesting opportunities, replacing sold positions with similar ETFs to maintain exposure while capturing losses that offset your gains. Adds 0.5–1.5% annually after-tax.

Retirement Planning

Dynamic Monte Carlo simulations model 10,000+ market scenarios to project your retirement readiness. AI adjusts your savings rate and allocation in real-time based on market conditions and your life changes.

Real Estate & Alternatives

Access institutional real estate, private credit, commodities, and infrastructure funds previously reserved for $10M+ investors. AI allocates alternatives at appropriate risk-weighted positions within your overall plan.

Smart Cash Management

AI sweeps uninvested cash into high-yield accounts earning 4.8% APY. Automatic bill pay coordination ensures you're always fully invested — no idle cash drag destroying returns while bills clear.

Family Wealth Planning

Coordinate your entire family's finances — joint accounts, 529s, IRAs, and trusts — under one AI-managed umbrella. Tax-efficient asset location across all accounts maximizes every dollar of net worth.

Your Journey

Wealth Building
Made Simple

Tell Us About Your Financial Goals

Answer a 10-minute questionnaire about your goals, timeline, risk tolerance, tax situation, and existing assets. Zorvix builds your personalized investment plan — customized, not templated.

Connect and Fund Your Account

Link your bank account, existing brokerage, or 401(k) to get a complete financial picture. Fund your Zorvix account in minutes. Minimum balance: $1. No account minimums, ever.

AI Builds & Manages Your Portfolio

Zorvix constructs your factor-optimized portfolio, handles daily tax-loss harvesting, rebalances automatically, and reinvests dividends — all without you lifting a finger.

Watch Your Wealth Compound

Track your net worth, retirement readiness score, and projected wealth in a dashboard built for clarity. Our AI advisor sends you weekly insights and alerts you when to adjust your plan — life changes, and so should your strategy.

Client Stories

Investors Building Real Wealth

"I was paying my financial advisor 1% per year and getting mediocre performance. Zorvix charges 0.25%, outperformed my old advisor by 4.1% last year, and I can see exactly what it's doing and why. I've moved my entire portfolio."

"The tax-loss harvesting alone has saved me $12,000 in taxes over 2 years. That's essentially free money Zorvix found for me — more than covering its fee by 40×. The retirement readiness score keeps me motivated to stay on track."

"I'm 28 and never thought I could afford a real wealth manager. Zorvix started me with $500 and a clear plan to reach $2M by retirement. The Monte Carlo retirement projections show me exactly what I need to save each month."

Pricing

Simple Pricing, Compounding Returns

No commissions. No minimums. No hidden fees. Just 0.25% per year — and results.

Core

0.25%/year

No minimums · All investors

Factor Portfolio Construction
Daily Tax-Loss Harvesting
Auto Rebalancing
Retirement Planning
Alternatives Access
Human Advisor Access

Open Account

Best Value

Premium

0.40%/year

Minimum $100K balance

Everything in Core
Alternative Investments
Tax-Optimized Asset Location
Estate Planning Tools
CFP Human Advisor (2 sessions)
529 & IRA Coordination

Start Premium

Private Wealth

0.50%/year

Minimum $1M balance

Everything in Premium
Direct Indexing
Trust & Entity Accounts
Dedicated CFA Advisor
CPA Tax Coordination
Charitable Giving Strategy

Talk to Wealth Team

FAQ

Investor Questions

Yes. Zorvix is an SEC-registered investment advisor and FINRA member. Your investments are held in a segregated brokerage account at our custodian (Apex Clearing), insured by SIPC up to $500,000. Zorvix never has custody of your funds — we only have the authority to invest them according to your plan. Your money is yours, always.

When a position in your portfolio falls below its purchase price, Zorvix sells it to realize the loss, then immediately buys a similar (but not identical — to avoid IRS wash-sale rules) ETF. The loss offsets capital gains or up to $3,000 of ordinary income. You stay fully invested in the same market exposure while capturing a valuable tax deduction.

Yes. There are no lock-ups, redemption fees, or notice periods. Withdraw any amount to your linked bank account anytime — typically 3–5 business days for funds to arrive. We'll only sell positions in a tax-efficient order to minimize the tax impact of your withdrawal.

Target-date funds use a fixed glidepath and offer no tax optimization, personalization, or active management. Zorvix builds a unique portfolio for each investor, harvests tax losses daily, and adjusts your allocation based on real-time life events and goals — not just your age. The result is typically 1.5–2% better annual performance after taxes and fees.

Premium and Private Wealth clients have scheduled access to CFAs and CPAs for complex planning questions — estate planning, tax strategy, major life events. Core clients can book a one-time consultation for $75/hour. Every client gets access to our AI advisor chatbot for instant answers 24/7.

Institutional Wealth Management. For Everyone.